Insurance for Domestic Students - Fall 2025 - Summer 2026
Requirements
SIUE requires full-time students with at least one on-ground class to have health insurance. All Doctor of Nursing Practice (DNP) and Doctor of Pharmacy students are required to have health insurance.
Full-time student status is defined as:
Students Fall/Spring Summer
Undergraduate 12 hours 6 hours
Graduate 9 hours 3 hours
Graduate Assistants 6 hours 3 hours
Pharmacy 12 hours 12 hours
Dental 12 hours 12 hours
Despite your age and health, you never know when a serious injury or illness will strike. Insurance gives you the peace of mind that most of your medical bills will be covered in case something happens. The University Student Insurance Committee coordinated the premium and plan benefits through Academic HealthPlans.
Learn more about the Mandatory Student Health Insurance Policy
Waiver Process
Students who can provide sufficient proof of acceptable health coverage can submit a waiver request to Academic Health Plans (AHP). Before you submit a waiver request you will need to confirm your SIUE email account with AHP.
Students approved for Fall term, will not need to submit a waiver for Spring or Summer terms in the same academic year.
Fall waiver period is open May 30, 2025 - September 5, 2025
Enrollment Process
For students who want to enroll in the student health plan prior to the end of the waiver period you will need to enroll on the Academic Health Plan (AHP) site. Login and click the “I want to enroll” button and follow the instructions. Your enrollment will become active within 48 hours from enrollment, within the coverage period. All students who do not have an approved waiver by the end of the waiver period will have their insurance activated the week after the waiver period ends.
Financial Aid
Student health insurance is included as a component of the estimated expenses in the University cost of attendance. While it is mandatory for students to have health insurance coverage, financial aid may be available to help cover the expense. Students who can provide sufficient proof of acceptable health coverage will have the opportunity to go through a waiver process. Including health insurance as part of the estimated expenses ensures that students are aware of the potential cost and can make informed decisions about their health coverage options while attending SIUE.
Domestic Insurance FAQ
What are the highlights of the insurance plan?
This flyer will provide information about the basic information about the insurance program. Additional information can be found by downloading the orientation presentation.
I have always had health insurance coverage through my parents and that is no longer available to me. Can I enroll in SIUE’s plan now even though it is not open enrollment?
Yes, your situation may be eligible as a Qualifying Event. You can find more details on the Academic Health Plan (AHP) site.
Do I have to enroll in SIUE’s student insurance?
I have military health insurance and need proof of health insurance for the waiver process?
How do I access my insurance card?
Insurance ID cards can be accessed 24/7 by creating an account with United Healthcare Student Resources (UHCSR) online at uhcsr.com/myaccount or by downloading the UHCSR mobile app to your smart phone or device. To create your account, you will need to use your student ID number. From here, you can request a physical card to be mailed to you if you would like.
Will I be reimbursed for any labs or prescriptions that I received at Health Service?
Information about benefits are available on the Academic Health Plan (AHP) site.
Is Vision Insurance included?
Academic Vision Care is included within the Health Insurance plan. To get more information on coverage, please see the flyer.
Is Dental Insurance included?
Optional Dental insurance is available to purchase separately. To get more information on coverage, please see the flyer. To enroll in the dental insurance, visit the Academic Health Plan (AHP) site.
