Insurance for International Students - Summer 2025
Summer waiver period is April 1, 2025 - July 25, 2025
Health insurance is a program that helps cover many medical expenses that can occur while you are in the United States. SIUE has secured a medical health insurance policy for all international students. This is the only acceptable health insurance plan for international students attending SIUE. The University Student Insurance Committee coordinated the premium and plan benefits through Academic Health Plans.
All international students are required to enroll in the plan if they are enrolled in (1) or more credit hours or are enrolled in University 500. The credit hours can be on-campus or off-campus. Your Bursar bill will automatically include this fee.
Learn more about the Mandatory Student Health Insurance Policy
International students are required to have the SIUE-approved student insurance plan unless:
1. They are sponsored by their home government and have a comparable policy that meets or exceeds the insurance requirements in the SIUE policy.
OR
2. They are enrolled in a U.S. employer-provided group health plan that meets or exceeds the insurance requirements in the SIUE policy.
Students who meet one of the above criteria must submit a waiver request and provide proof of comparable coverage during the semester’s waiver period. You will receive an email from Academic Health Plans with instructions on how to submit a waiver request. During the waiver period, the student must complete the waiver request form through Academic Health Plans. Completing the waiver request form does not guarantee that the waiver will be accepted. Coverage will be verified, and you will be notified of approval or denial.
Students who are approved to waive the insurance must purchase Repatriation Insurance through Health Service, unless specifically included in a comparable plan.
International Insurance Frequently Asked Questions
What are the highlights of the insurance plan?
This flyer describes the highlights of the SIUE Insurance program. Additional information can be found by downloading the orientation presentation.
Do I have to enroll in SIUE’s student insurance?
All international students are required to participate SIUE Health Insurance plan. If you are sponsored by your home government and have a comparable policy that meets or exceeds the insurance requirements in the SIUE policy or you are enrolled in a U.S. employer-provided group health plan that meets or exceeds the insurance requirements in the SIUE policy, please submit a waiver request at Academic Health Plan (AHP) site.
I have always had health insurance coverage through my parents and that is no longer available to me. Can I enroll in SIUE’s plan now even though it is not open enrollment?
Yes, your situation may be eligible as a Qualifying Event. You can find more details on the Academic Health Plan (AHP) site.
Insurance ID cards can be accessed 24/7 by creating an account with United Healthcare Student Resources (UHCSR) online at uhcsr.com/myaccount or by downloading the UHCSR mobile app to your smart phone or device. To create your account, you will need to use your student ID number. From here, you can request a physical card to be mailed to you if you would like.
Will I be reimbursed for any labs or prescriptions that I received at Health Service?
Information about benefits are available on the Academic Health Plan (AHP) site.
Is Vision Insurance included?
Yes, vision insurance is included.
Is Dental Insurance included?
Optional Dental insurance is available to purchase separately. To get more information on coverage, please see the flyer. To enroll in the dental insurance, visit the Academic Health Plan (AHP) site.
What do I do if I need additional help?
Please review the Academic Health Plan (AHP) site for answers. If you still have questions, go to the AHP help desk and you can click Contact Us at the bottom of the page. From there, you can either open a ticket or click on the Chat button on the bottom right corner to chat with an AHP team member. If that does not get your questions answered, you may call AHP at 855-825-3986.
